Cashless payments on the rise
A recent report by KPMG estimates that digital payments will increase by 78% in India over the coming months. As India progresses towards being a cashless economy in the post-Covid era, not only those in the cities but even people residing in small towns and non-metros are becoming a part of the digital payment ecosystem. What if the convenience of cashless payment is complemented by the advantage of an easy repayment facility of monthly installments that are pocket-friendly? That too on EMI without a credit card?
Shop conveniently, pay in zero interest EMIs
With the Bajaj Finance EMI card, you can become a smart shopper and convert your costly purchases into EMIs that are interest-free and affordable. Choose from more than a million products available at close to 84,200 offline stores pan India.
You can also purchase from reputed online partners such as Amazon, Flipkart, Yatra, Pepperfry among others using your EMI card. Not only this you can also avail exciting discounts, cashback, loans, insurance, and other offers along with the facility of EMI without credit card when you apply for the Bajaj Finserv EMI card online.
Benefits of EMI card
Let us take a look at some of the other benefits that the EMI card offers to you:
–Quick application process: You can approach any of the offline partner stores in more than 1,300 cities across India or apply for a Bajaj Finserv EMI card online from the comfort of your home at your convenience. This makes the application process hassle-free.
–No lengthy paperwork: If you are a first-time applicant, you will be asked for basic documentation when you apply for a Bajaj Finserv EMI card online. Existing customers do not need to provide documents on every purchase they make.
–No cost EMIs: Unlike the high interest you may need to shell out for using a credit card, when you opt for EMI without a credit card, such as the Bajaj Finance EMI card, you pay zero interest EMIs. No interest is charged on your monthly installments enabling you to save more.
–Zero foreclosure fee: If you wish to prepay your loan even before the tenure ends, no penalty charges are applicable. Your EMI card allows you the facility of early pre-payment for your convenience.
–Flexible tenures: You can choose to repay the loan as per your financial capability between 3 months to 24 months.
–High loan amount: The EMI card comes with a pre-approved loan not exceeding Rs 1.5lakh to enable you to make expensive purchases that you have been holding back from in easy installments.
–Instant loans: When you swipe your card at partner stores offline or online, you also become eligible for quick loan approval to ease your financial worries
-Shop affordably: Shopping on EMI without a credit card using your Bajaj Finance EMI card, is convenient and within your budget, as you buy now and pay later. Choose the product, click on no-cost EMI and convert the purchase into easy EMIs. Select the repayment period and enter card details to complete the transaction.
Conclusion
Bajaj Finserv EMI Network card makes shopping online seamless and convenient in tune with the needs of the modern consumer. Moreover, you can manage all your purchases by logging on to the customer portal Bajaj Finserv 24X7 to access details of the loan amount, paid and pending EMIs e.t.c.
So, get ready for a memorable online shopping experience that is not only budget-friendly but also comes with great offers, deals, and discounts to help boost your savings. Apply for the Bajaj Finserv EMI card online today!